Home protector coverage how to#

Coverage is available in Maine, Vermont, and New Hampshire through our subsidiary, Patriot Insurance Company. Our Home Protector coverage is available in Michigan and Ohio.

Limited guaranteed replacement cost on your home.

Replacement cost coverage to your personal property This coverage automatically adjusts the limit of insurance for your home to account for the normal increase in the cost.

We also provide additional homeowners insurance coverage to supplement your Home Protector insurance policy-meeting your unique personal insurance needs.

Or call (800) 922-0204 and say 'Verizon Home Device Protect' when prompted. Call - Tap the Call icon (red box with a white phone inside).

In addition, if part of your home is being rented, we’ll reimburse you for the loss of rental income if your tenant must move due to a covered loss. Open the Verizon Tech Coach app on your smartphone to: Start a chat - Enter a question in the Type your question field and tap Send. Loss of use – If you’re unable to live in your home after a covered loss, we can assist with expenses, such as hotels or meals.

Home protector coverage how to#

This guide provides information on how to make decisions that can lower the cost of your home. Before you select between these options, you will want to select between various actual cash value and replacement cost policy types. Special limits – A specific amount of insurance protection for special items, including jewelry, watches, furs, firearms, money and watercrafts, is available at no extra cost. Home insurance is an expensive purchase for many Americans. There are several standard home insurance options with varying degrees of coverage to choose fromwhich we will discuss further down the page.Personal liability – Protecting you against claims or suits in which you’re legally liable, this coverage assists in paying defense costs, medical payments and damages for covered losses.Separate buildings on your property – Do you have a storage shed or a garage? Up to 10 percent of your total homeowners insurance policy could be applied to cover those structures.They’re all covered, and we also extend this coverage to items you’ve borrowed from someone else. Our Home Protector insurance policy covers: A Home Protector insurance policy covers what’s attached to your home as well as the things inside of it. It can provide you with the peace of mind every homeowner deserves. Home Protector coverage is our most popular type of homeowners insurance policy. We know there’s more to your home than just four walls, and that’s why we do more than just protect it.